Consumer news reporter Gregory Karp covers consumer issues and writes the weekly Spending Smart column, which appears on Sundays. He has been a newspaper reporter and editor for 20 years. Before joining the Tribune, he was a personal finance and economy writer at The Morning Call in Allentown, Pa. He's covered everything from municipal news to a U.S. Senate race to the telecommunications industry. He's been a local news editor, online editor and business news editor at two papers. Karp is author of two books, "Living Rich by Spending Smart" and "The 1-2-3 Money Plan."